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A brief introduction to Hong Kong digital (virtual) banks

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Posted on 2025-10-12 19:50:26 | | | |
If you go to Hong Kong in Chinese mainland, you can use your resident ID card, the Immigration Bureau to download entry and exit certificates, and connect to Hong Kong WiFi (some banks can also use mobile phone data, although roaming is enabled, but the IP address is still domestic) to open a Hong Kong card, many banks support online application, no need to go to the offline counter to handle it.

Hong Kong virtual banks: ZhongAn Bank, Ant Bank, Ping An OneConnect Bank, Airstar Bank, Furong Bank, Lihui Bank, WeLab Bank, Mox Bank, etc.



Most virtual banks that start from scratch choose to use shareholder resources to complete the original accumulation. Behind the 8 virtual banks are financial leaders or Internet giants such as Tencent, (Ant Financial), Xiaomi Group, JD Digital, Ctrip Financial, and Ping An. In order to stand out from the competition, virtual banks are actively offering featured products to create differentiated advantages.

ZA Bank - ZA Bank Limited

ZA Bank Co., Ltd., formerly known as ZA Virtual Finance Co., Ltd., located in the Hong Kong Special Administrative Region, is an enterprise mainly engaged in state-level commercial banks, and is the first virtual bank under ZA International.

The hyperlink login is visible.

Invitation Code:UB8DL5, use the invitation code to register and complete the specified tasks (such as opening an account, depositing a certain amount, binding a bank card, etc.), and new users have the opportunityGet cash rebates or bonuses, the amount ranges from tens to hundreds of Hong Kong dollars.

Ant Bank - Ant Bank (Hong Kong) Limited

Ant Bank (Hong Kong) Limited (English: Ant Bank (Hong Kong) Limited) is a Hong Kong virtual bank (also known as digital bank) under Ant Group (formerly Ant Financial), established on August 16, 2018 and officially opened on September 28, 2020.

Ant Group is an important part of Alibaba Group.

The hyperlink login is visible.

Airstar Bank

Airstar Bank is a Hong Kong digital bank with Xiaomi Group and Futu Group as major shareholders. We adhere to the concept of financial inclusion and are committed to allowing everyone to enjoy the fun of financial technology and becoming a "bank for everyone", so that every customer can access banking services more easily and flexibly.
Airstar Bank has been a licensed bank of the Hong Kong Monetary Authority since 9 May 2019.
Airstar Bank Limited is a member of the Deposit Protection Scheme. Eligible deposits accepted by the Bank are protected by the Deposit Protection Scheme with a maximum coverage limit of HK$800,000 per depositor.

The hyperlink login is visible.
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